Our All-risk Coverage

In which situations are your instruments protected by your policy? All instruments insured with Harmonia are covered against any potential incidents or risks, everywhere, and at all times. The coverage is virtually limitless!  Here are some highlights.

Our Short-term Insurance Policy

In addition to permanently insuring instruments, we also offer the possibility to insure instruments in short-term policies. The coverage provided by our short-term policies has a similar scope of coverage to our permanent policies. Short-term insurance is often popular for concerts, rented instruments, transport and temporary projects, among other things.

Please note: A short-term policy does not need to be manually terminated. It terminates automatically at the end of the insurance period indicated upon application.

Which instruments/items can Harmonia insure?

All types of musical instruments, accessories, PA systems, and electrical equipment (from power cables to smartphones and computers!).

In short: Anything used for the purposes of making music!